Effective Date: May 8, 2026
Last Updated: May 8, 2026

US Life Solutions LLC, also doing business as US Life Solutions by Anil Khanchandani, respects your privacy. This Privacy Policy explains how we collect, use, share, protect, and retain personal information when you visit uslifesolutions.com, contact us, submit a form, register for an event, request information about insurance, retirement, Medicare, healthcare, estate-funding, business-owner, or financial risk strategies, or otherwise interact with us.

For purposes of this Privacy Policy, “US Life Solutions,” “we,” “our,” and “us” refer to US Life Solutions LLC and its authorized representatives. “You” and “your” refer to website visitors, clients, prospective clients, event attendees, referral partners, business opportunity candidates, and other individuals who interact with us.

This Privacy Policy applies to information collected through our website, online forms, email, telephone, text message, event registrations, scheduling tools, client inquiry forms, consultations, and related business activities.

1. Information We Collect

We may collect personal information directly from you, automatically through our website, or from third parties such as referral sources, event organizers, service providers, insurance carriers, marketing partners, or professional advisors when permitted by law.

The types of information we may collect include:

Contact information, such as your name, address, email address, phone number, preferred contact method, and other information you provide when requesting a consultation or submitting a form.

Inquiry information, such as the service you are interested in, including life insurance, retirement strategies, Medicare, healthcare coverage, long-term care, disability income protection, estate funding, business-owner planning, event attendance, speaking requests, sponsorships, or business opportunities.

Financial and insurance-related information, such as general income range, retirement concerns, family protection needs, business-owner needs, beneficiary planning concerns, insurance coverage information, policy interests, or other information you voluntarily provide during a consultation or application process.

Healthcare and Medicare-related information, such as Medicare eligibility status, general coverage needs, prescription drug concerns, provider or pharmacy preferences, health-plan interests, or other information you voluntarily provide when requesting Medicare, healthcare, long-term care, disability, or related insurance assistance. We do not ask you to submit sensitive medical records, Social Security numbers, Medicare numbers, financial account numbers, or payment information through general website forms unless we provide a secure and appropriate method for doing so.

Event registration information, such as your name, contact information, organization, attendance preferences, guest information, dietary or accessibility requests if provided, and topics of interest.

Business opportunity information, such as your name, contact information, licensing status, professional background, state of residence, business goals, and interest in joining or learning about our platform.

Communication information, such as emails, text messages, call details, voicemail messages, consultation notes, form submissions, scheduling details, and your preferences regarding follow-up.

Website and device information, such as IP address, browser type, device type, operating system, referring pages, pages visited, time spent on the website, links clicked, and similar analytics information collected through cookies, pixels, tags, log files, and other tracking technologies.

Marketing and advertising information, such as how you arrived at our website, whether you opened or clicked an email, whether you interacted with an advertisement, and whether you submitted a form after viewing marketing content.

2. How We Use Personal Information

We may use personal information for the following purposes:

To respond to your inquiries and provide information about our services.

To schedule consultations, strategy reviews, Medicare reviews, insurance reviews, event meetings, or business opportunity discussions.

To help evaluate your needs for life insurance, retirement strategies, Medicare, healthcare coverage, long-term care, disability income protection, estate funding, business planning, or related services.

To prepare quotes, illustrations, applications, comparisons, or educational materials.

To communicate with you by phone, email, text message, mail, or other methods you provide.

To send appointment confirmations, reminders, event updates, educational content, newsletters, service updates, or follow-up communications.

To register you for workshops, seminars, webinars, community events, or private consultations.

To coordinate with insurance carriers, health plans, enrollment platforms, licensed agents, professional advisors, estate-planning providers, technology vendors, or service providers when needed to respond to your request or provide services.

To manage client relationships, records, compliance documentation, carrier requirements, licensing requirements, and business operations.

To improve our website, forms, marketing, educational materials, events, and client experience.

To measure website traffic, advertising performance, email engagement, and campaign effectiveness.

To prevent fraud, unauthorized activity, security incidents, misuse of our website, or violations of our policies.

To comply with legal, regulatory, licensing, tax, insurance, carrier, Medicare, recordkeeping, or compliance obligations.

To enforce agreements, protect our rights, resolve disputes, and maintain appropriate business records.

3. Phone, Email, and Text Message Communications

When you provide your phone number, email address, or other contact information, you authorize US Life Solutions and its authorized representatives to contact you regarding your inquiry, requested services, consultations, events, insurance or financial-service topics, business opportunity inquiries, and related educational information.

We may contact you by phone, email, text message, or other communication methods you provide. Message and data rates may apply for text messages. Consent to receive marketing communications is not a condition of purchasing any product or service.

You may opt out of marketing emails by using the unsubscribe link in an email or by contacting us directly. You may opt out of text messages by replying STOP to a text message, if available, or by contacting us directly. You may request help by replying HELP, if available, or by contacting us using the information listed at the end of this Privacy Policy.

Even if you opt out of marketing communications, we may still contact you for non-marketing purposes, such as appointment confirmations, service-related messages, transaction-related communications, application follow-up, compliance matters, or responses to your direct requests.

We do not sell mobile opt-in information or SMS consent information. We may share mobile information with service providers only as necessary to deliver text messages, manage communications, maintain records, or comply with legal and carrier requirements.

4. How We Share Personal Information

We may share personal information only as reasonably necessary for the purposes described in this Privacy Policy, as authorized by you, or as permitted or required by law.

We may share information with:

Insurance carriers, health plans, enrollment platforms, and product providers when needed to obtain quotes, prepare applications, compare coverage, assist with enrollment, service policies, or respond to your request.

Licensed agents, representatives, or affiliates who assist with consultations, service requests, events, client support, or business opportunity inquiries.

Professional advisors, such as attorneys, accountants, estate-planning providers, tax professionals, financial professionals, or other advisors, when you request or authorize coordination.

Technology and business service providers, such as website hosting companies, CRM providers, email platforms, text messaging platforms, scheduling tools, form providers, analytics providers, advertising platforms, payment processors if applicable, document management systems, cybersecurity providers, and other vendors that help us operate our business.

Event partners or hosts when needed to manage registration, attendance, follow-up, sponsorships, or event communications.

Compliance, legal, or regulatory parties when needed to satisfy legal obligations, carrier requirements, licensing requirements, Medicare-related requirements, audits, investigations, subpoenas, court orders, or lawful requests.

Successors or business transfer parties if we are involved in a merger, acquisition, reorganization, sale of assets, transfer of business, or similar transaction.

We do not sell personal information for money. Certain website analytics, advertising, or tracking technologies may be considered “sharing,” “targeted advertising,” or similar activity under some state privacy laws. You may contact us to request information about your privacy choices or to opt out where applicable.

5. Medicare, Healthcare, and Insurance Information

If you request help with Medicare, healthcare coverage, long-term care, disability income protection, life insurance, or other insurance products, we may collect and use information needed to respond to your request, evaluate available options, prepare quotes, assist with applications, or coordinate with licensed carriers or providers.

You should not submit Social Security numbers, Medicare numbers, bank account numbers, full medical records, or other highly sensitive information through general website contact forms. If such information is needed for an application or enrollment process, we will use an appropriate process or carrier-approved method.

Insurance carriers, health plans, Medicare plans, enrollment platforms, and other providers may have their own privacy notices, terms, forms, consent requirements, and compliance obligations. Their privacy practices are separate from ours. When you apply for or enroll in a product, you should review the privacy notices and disclosures provided by the applicable carrier, plan, provider, or platform.

US Life Solutions does not provide legal, tax, investment, or medical advice. Any information provided through our website or consultations is for educational and planning purposes unless otherwise stated in a separate written agreement.

6. Event Registrations and Workshops

When you register for or attend one of our events, workshops, seminars, webinars, or community presentations, we may collect your registration details, contact information, attendance status, topic interests, and follow-up preferences.

We may use event information to confirm attendance, send reminders, provide materials, follow up after the event, invite you to related events, or respond to your questions.

If an event is hosted with a third-party organization, community group, venue, sponsor, or professional partner, we may share limited information as needed to manage the event, verify registration, provide access, or coordinate follow-up. We will not share sensitive insurance, healthcare, or financial information with an event partner unless you authorize it or it is necessary to fulfill your request.

Photos, videos, or recordings may be taken at certain public or group events. When required, additional notice or consent may be provided at the event.

7. Business Opportunity Inquiries

If you request information about a business opportunity with US Life Solutions, we may collect information about your contact details, professional background, licensing status, state of residence, business goals, experience, and areas of interest.

We may use this information to respond to your inquiry, schedule an informational call, evaluate potential fit, provide training or licensing information, and communicate with you about opportunities, requirements, and next steps.

Submitting a business opportunity inquiry does not create an employment relationship, agency relationship, partnership, or guarantee of income. Any licensing, appointment, contracting, training, compliance, or compensation details will be addressed separately.

8. Cookies, Analytics, Pixels, and Tracking Technologies

Our website may use cookies, pixels, tags, log files, analytics tools, advertising tools, and similar technologies to help operate the website, improve user experience, understand visitor behavior, measure marketing performance, and deliver relevant content.

These technologies may collect information such as your IP address, browser type, device type, pages visited, time spent on pages, referring website, clicks, form interactions, and general location information.

We may use third-party services such as website hosting tools, Google Analytics, Meta/Facebook Pixel, advertising platforms, email marketing platforms, CRM tools, scheduling platforms, or similar technologies. These third parties may collect information according to their own privacy policies.

You can control cookies through your browser settings. Some browsers allow you to block or delete cookies. If you disable cookies, some website features may not function properly.

Our website may not respond to all “Do Not Track” signals or similar browser-based signals. Where required by applicable law, we will honor legally recognized opt-out preference signals or provide other methods for you to exercise privacy choices.

9. How We Protect Information

We use reasonable administrative, technical, and physical safeguards designed to protect personal information against unauthorized access, disclosure, alteration, loss, misuse, or destruction.

These safeguards may include access controls, password protections, secure systems, vendor oversight, limited access to personal information, staff training, recordkeeping procedures, and other appropriate security measures.

No website, email system, text message system, internet transmission, or storage system is completely secure. We cannot guarantee absolute security. Please do not send highly sensitive information through unsecured email, text message, or general website forms.

10. Data Retention

We retain personal information for as long as reasonably necessary to fulfill the purposes described in this Privacy Policy, provide services, respond to inquiries, maintain business records, comply with legal and regulatory obligations, satisfy carrier or licensing requirements, resolve disputes, enforce agreements, prevent fraud, and support legitimate business operations.

Retention periods may vary depending on the type of information, the purpose for which it was collected, applicable laws, carrier requirements, Medicare or insurance recordkeeping requirements, tax obligations, compliance obligations, and business needs.

When information is no longer needed, we may delete, de-identify, aggregate, archive, or securely retain it as permitted by law.

11. Your Privacy Choices

You may contact us to request that we update, correct, delete, restrict, or provide access to certain personal information, subject to applicable law and any legal, regulatory, carrier, or business recordkeeping obligations.

Depending on your state of residence and applicable privacy laws, you may have rights to:

Request access to personal information we maintain about you.

Request correction of inaccurate personal information.

Request deletion of certain personal information.

Request a copy of certain personal information in a portable format.

Opt out of certain marketing communications.

Opt out of certain targeted advertising, sale, or sharing activities where applicable.

Limit the use or disclosure of sensitive personal information where applicable.

Appeal a denied privacy request where applicable.

To exercise these rights, contact us using the information listed at the end of this Privacy Policy. We may need to verify your identity before processing a request. We will not discriminate against you for exercising privacy rights.

Some requests may be limited or denied if we need to retain information to complete a transaction, provide requested services, comply with legal or regulatory obligations, maintain insurance or financial-service records, detect fraud, protect security, or exercise legal rights.

12. Marketing Opt-Outs

You may opt out of marketing emails by clicking the unsubscribe link in our emails or by contacting us directly.

You may opt out of text messages by replying STOP to a text message, if available, or by contacting us directly.

You may ask us not to call you for marketing purposes by contacting us directly.

You may also adjust cookie settings through your browser or device. Some advertising platforms may provide their own opt-out tools.

Opting out of marketing communications does not automatically stop service-related, transactional, appointment-related, application-related, compliance-related, or legally required communications.

13. Children’s Privacy

Our website and services are intended for adults and are not directed to children under 13. We do not knowingly collect personal information from children under 13 through our website. If we learn that we have collected personal information from a child under 13 without appropriate consent, we will take reasonable steps to delete it.

14. Third-Party Websites and Services

Our website may contain links to third-party websites, scheduling tools, social media pages, carrier websites, event platforms, payment platforms, or other external services.

We are not responsible for the privacy practices, security, content, or policies of third-party websites or services. You should review the privacy policies of any third-party websites or platforms you use.

15. Social Media

If you interact with us through social media platforms, those platforms may collect information about you according to their own privacy policies. Any information you post publicly on social media may be visible to others.

We may use social media interactions to respond to inquiries, share educational content, promote events, and communicate with the public.

16. Financial Privacy Notice

Because US Life Solutions provides insurance and financial-service-related assistance, certain information you provide may be considered nonpublic personal information. We are committed to protecting this information and using it only as permitted by law, authorized by you, or necessary to provide requested services.

We may share nonpublic personal information with insurance carriers, product providers, enrollment platforms, licensed representatives, service providers, professional advisors, or other parties as needed to process your request, service your account, comply with legal or regulatory requirements, or provide services you request.

We do not disclose nonpublic personal information to nonaffiliated third parties for their independent marketing purposes unless permitted by law and, where required, authorized by you.

We maintain safeguards designed to protect nonpublic personal information and require service providers to protect information they handle on our behalf.

This online Privacy Policy may be supplemented by additional privacy notices, carrier privacy notices, application disclosures, Medicare-related notices, or financial privacy notices provided during the application, enrollment, or service process.

17. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When we make changes, we will update the “Last Updated” date above.

Any changes will become effective when posted on our website unless otherwise stated. Your continued use of our website or services after changes are posted means you acknowledge the updated Privacy Policy.

18. Contact Us

If you have questions about this Privacy Policy, wish to update your information, or want to exercise a privacy choice, please contact us:

US Life Solutions LLC
US Life Solutions by Anil Khanchandani
57 Harmon Cove Tower
Secaucus, NJ, USA

Phone: (201) 410-2003
Email: anil@uslifesolutions.com
Website: uslifesolutions.com

Please include your name, contact information, and the nature of your request so we can respond appropriately.