Resources & Education Center
Good information. Clearer decisions.
Start with the question that matters to you. Explore Medicare, health coverage, family and business protection, retirement, estate funding and more.
Learn at your pace. When you want a personal explanation, Anil Khanchandani, CLTC®, is here to help.
A useful place to begin
Practical guides & tools
Turning 65?
Find enrollment steps, documents to gather and next coverage choices.
Open the Turning 65 guideMedicare & your income
Explore possible IRMAA charges and where to find the tax figures you need.
Use the IRMAA calculatorChoosing a Medigap policy
Read Medicare’s guide to supplement benefits and enrollment protections.
Read the official guide (PDF, opens in a new tab)Learn at your own pace
Explore by topic
Open a guide now, or expand a section for more topics. Items marked “Planned guide” are being considered for future content and are not yet available.
Medicare
Understand coverage choices, enrollment timing and the costs to review.
Health coverage & life changes
Explore Marketplace coverage and prepare for changes in work or household needs.
Planned resources
- Health coverage after a job changePlanned guide
- Comparing premiums, networks and out-of-pocket costsPlanned guide
Life insurance & family protection
Connect your coverage with the people and responsibilities that matter.
Retirement & Social Security
Understand your choices, access to money, costs and the questions worth asking.
- Explore retirement protection
- Understand Social Security claiming
- Review your 401(k) choices
- Compare fixed-rate MYGA options
Planned resources
- Retirement-income conversation checklistPlanned guide
Estate documents & funding
Understand document basics and coordinate insurance questions with your legal and tax advisers.
Long-term care & caregiving
Think ahead about where care could happen, who could help and how to fund it.
Planned resources
- Family caregiver preparation checklistPlanned guide
- Preparing couples for extended carePlanned guide
- Care-cost research worksheetPlanned guide
Business & income protection
Explore protection for your income, business partners and essential employees.
- Business protection overview
- Key-person insurance explained
- Buy-sell agreement funding
- Disability & sickness coverage
Planned resources
- Business-continuity preparation checklistPlanned guide
New Jersey notary resources
Prepare for an in-person notary appointment and know which questions to ask.
Planned resources
- What to bring to a NJ notary appointmentPlanned guide
- Notarial acts and document preparation basicsPlanned guide
More ways to learn
Articles, examples & clear answers
Explore practical questions in the blog, or start with the answers clients often ask for.
Articles are prepared with writing assistance and reviewed by Anil Khanchandani, CLTC®, a licensed life and health insurance producer.
A conversation starts with you.
Bring your questions.
We’ll take them one at a time.
My goal is to help you understand your insurance choices, including costs, limitations and alternatives, before you decide.
Anil Khanchandani, CLTC®
Licensed life & health insurance producer
English · Hindi · Sindhi
Phone, Zoom, or in person by appointment.
Meet Anil & review his credentials
Insurance consultations carry no consultation or service fee; Anil receives carrier commissions. No obligation to apply. Services depend on state, product and eligibility. For legal, tax or investment advice, consult the appropriate qualified professional.
