Insurance & Protection Solutions for Every Stage of Life
Start with what matters to you.
A growing family. A new chapter at work. Medicare on the horizon. Whatever brings you here, Anil Khanchandani, CLTC®, helps you understand your insurance choices and the next questions to ask.
Choose a topic below, or start with a conversation →
Our Financial Protection Solutions
Life Insurance and Legacy
For the people who depend on you.
Explore term and permanent life insurance for family income, a mortgage or legacy needs. Compare the coverage period, premium, policy costs and limitations before choosing.
Start here if: You have a growing family, new debt, or coverage through work that may not follow you.
401(k) Rollovers
Changing jobs or approaching retirement?
A rollover is a choice, not an automatic next step. Review the options your plan allows, costs, access to money and tax consequences with the appropriate professionals.
Start here if: You have an old employer plan and want to understand your next steps.
Also explore retirement insurance options and fixed-rate MYGAs. Annuities have contract restrictions and are designed for long-term objectives.
Medicare
Make sense of your Medicare choices.
Review available coverage around your doctors, prescriptions, budget and location. Understand costs, networks, enrollment timing and coverage limitations before making a change.
Start here if: You’re turning 65, leaving employer coverage, or reviewing your current plan.
Long-Term Care
A care plan is a family plan.
Think through where you would want care, who could help, and how you might pay for it. Anil’s CLTC® training supports conversations about extended-care planning and available insurance options.
Start here if: You want to prepare before a care need becomes urgent.
Medicare generally does not cover ongoing custodial long-term care. Insurance eligibility, benefits and limitations vary.
ACA Marketplace Plans
Health coverage between life’s chapters.
Explore available Marketplace coverage for your household. Compare doctors, prescriptions, premiums and out-of-pocket costs, then check your enrollment opportunity and any financial-help eligibility.
Start here if: You’re self-employed, between jobs, or retiring before Medicare eligibility.
Estate Funding
Connect your protection with your wishes.
Explore life insurance for legacy or liquidity needs, alongside the estate documents your attorney helps you prepare. Insurance funding and legal documents serve different purposes.
Start here if: You want to review beneficiaries, family responsibilities, or estate funding needs.
Tax results and probate treatment depend on your circumstances. Coordinate with your attorney and tax professional.
Business Solutions
Protect the people behind your business.
Explore key-person coverage and life-insurance funding for a buy-sell agreement. Consider how the loss of an owner or essential employee could affect operations and the people who depend on the business.
Start here if: You have a partner, key employee, or ownership-transition question.
Work with your attorney on the agreement and your tax professional on its structure.
NJ Notary Public Services
A personal appointment for important paperwork.
Arrange in-person New Jersey notary services by appointment. Confirm the requested notarial act, identification and document requirements before your visit.
Start here if: Your document requires a notarization in New Jersey.
I am not an attorney licensed to practice law and may not give legal advice about immigration or any other legal matter or accept fees for legal advice.
Clarity Before Coverage
Understand first. Decide when you’re ready.
Tell Anil what you want to protect. He’ll explain available insurance options, including costs, limitations and alternatives, and help you identify the next steps.
US Life Solution LLC provides insurance education and insurance services where appropriately licensed and authorized. For legal, tax or investment advice, involve the appropriate qualified professional.
Not sure where to begin?
A conversation starts with you.
Bring your questions about your family, health coverage, retirement or business. We’ll start with what matters most and take one step at a time.
Insurance consultations carry no consultation or service fee; Anil receives carrier commissions. There is no obligation to apply. Notary appointments are a separate service.
English · Hindi · Sindhi
Phone, Zoom, or in person by appointment.
Education, sources & service availability
Products and services vary by state, carrier and eligibility. An inquiry does not bind coverage or enroll you.
References: IRS rollover guidance, Medicare long-term care coverage, NJ Notary Public Manual.
